Your Arizona Home Awaits
Expert mortgage guidance for buyers and refinancers across Arizona. Let our local loan officers help you find the right loan for your dream home.
How We Help
Whether you're buying your first home, upgrading, or refinancing, Summit Mortgage Group has the expertise and local knowledge to guide you.
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Purchase a Home
Find the right loan program for your dream Arizona home with competitive rates and personalized service.
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Refinance
Lower your monthly payment, adjust your loan term, or tap into your home's equity with our refinance options.
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Get Pre-Approved
Know exactly what you can afford before you start shopping. Our quick pre-approval process gets you answers fast.
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- Serving Arizona homeowners since 2004
- Local loan officers who know the market
- Competitive rates and transparent fees
How the loan process works
Most purchases follow the same five steps. Here is what to expect, and roughly how long each stage takes.
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Apply
Day 1
Complete the application and share income, asset, and credit details. Most borrowers finish online in about 15 minutes.
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Get preapproved
1-3 days
We review your documents and issue a preapproval letter showing sellers what you can borrow.
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Find a home
Varies
Shop with a clear budget, make an offer, and send us the accepted purchase contract.
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Underwriting
2-3 weeks
An underwriter verifies your file while the appraisal and title work are ordered. Expect a few follow-up questions.
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Close
Closing day
Review your closing disclosure, sign the final paperwork, and get the keys.